PM Vishwakarma Yojana: Benefits, Trades and Registration
PM Vishwakarma Yojana supports traditional artisans in 18 trades with recognition, training, a toolkit e-voucher and low-interest loans. Registration is done at a Common Service Centre. Here are the benefits and steps.
- Launched
- 17 September 2023
- Trades covered
- 18 family-based trades
- Toolkit
- Up to Rs 15,000 e-voucher
- Loan
- Rs 1 lakh, then Rs 2 lakh, at 5% (collateral-free)
- Training stipend
- Rs 500 per day
- Registrations
- 30 lakh target reached (16 Sep 2026, as reported)
PM Vishwakarma Yojana (पीएम विश्वकर्मा योजना) is a central scheme for artisans and craftspeople who work with their hands and tools, such as carpenters, tailors, potters and barbers. It was launched on 17 September 2023. The Ministry of Micro, Small and Medium Enterprises is the nodal ministry, working with the Ministry of Skill Development and Entrepreneurship and the Department of Financial Services, according to a Lok Sabha reply of 21 December 2023. The scheme outlay is Rs 13,000 crore for FY 2023-24 to FY 2027-28.
If you are asking pm vishwakarma yojana kya hai: it gives you an identity as a Vishwakarma artisan, paid training, help to buy tools, and cheaper loans to grow your work. This guide explains each benefit, the 18 trades, and how registration works at a CSC.
The 18 trades covered
According to the Lok Sabha reply of 21 December 2023, the scheme covers these trades:
- Carpenter
- Boat Maker
- Armourer
- Blacksmith
- Hammer and Tool Kit Maker
- Locksmith
- Goldsmith
- Potter
- Sculptor, Stone Carver, Stone Breaker
- Cobbler, Shoesmith, Footwear Artisan
- Mason
- Basket, Mat, Broom Maker, Coir Weaver
- Doll and Toy Maker (Traditional)
- Barber
- Garland Maker
- Washerman
- Tailor
- Fishing Net Maker
If your trade is not on this list, you cannot register under this scheme.
Who is eligible
- An artisan or craftsperson working with hands and tools in one of the 18 family-based trades, self-employed, in the unorganised sector.
- At least 18 years old on the date of registration, and working in the trade on that date.
- Must not have taken loans under similar credit schemes (PMEGP, PM SVANidhi, MUDRA) in the past 5 years. MUDRA and PM SVANidhi borrowers who have fully repaid are eligible.
- Only one member per family (husband, wife and unmarried children) can register.
- People in government service and their families are not eligible.
Source: Lok Sabha reply, 21 December 2023.
हिंदी में सारांश
पीएम विश्वकर्मा योजना 17 सितंबर 2023 को शुरू हुई और 18 पारंपरिक व्यवसायों के कारीगरों के लिए है, जैसे बढ़ई, लोहार, सुनार, कुम्हार, मोची, राजमिस्त्री, नाई, धोबी और दर्जी। आवेदक की उम्र कम से कम 18 साल हो, वह स्वरोजगार में हो और परिवार से केवल एक सदस्य पंजीकरण करा सकता है। सरकारी कर्मचारी और उनके परिवार पात्र नहीं हैं। लाभ में प्रमाणपत्र और पहचान पत्र, 500 रुपये प्रतिदिन वजीफे के साथ प्रशिक्षण, 15,000 रुपये तक का टूलकिट ई-वाउचर और बिना गारंटी का ऋण शामिल है, जो पहले 1 लाख रुपये और फिर 2 लाख रुपये तक 5 प्रतिशत ब्याज पर मिलता है। पंजीकरण नजदीकी CSC पर आधार e-KYC और बायोमेट्रिक से होता है। समाचारों के अनुसार 16 सितंबर 2026 तक 30 लाख पंजीकरण का लक्ष्य पूरा हुआ।
Benefits and amounts
| Benefit | What you get |
|---|---|
| Recognition | PM Vishwakarma certificate and ID card |
| Skill training | Basic (5 to 7 days) and advanced (15 days or more), with a stipend of Rs 500 per day |
| Toolkit incentive | Up to Rs 15,000 as an e-voucher |
| Enterprise loan | Collateral-free: first tranche up to Rs 1 lakh (18 months to repay), second tranche up to Rs 2 lakh (30 months), at 5% interest |
| Digital incentive | Rs 1 per digital transaction, up to 100 transactions a month |
| Marketing support | Quality certification, branding, GeM onboarding, market linkage |
Sources: Goa MSME scheme page; Drishti IAS for the loan tranches. The Goa page also mentions a Rs 1,000 transport allowance for training, but we found this only on that one state page, so confirm it during registration.
Vishwakarma yojana loan: how it works
The Goa MSME page describes credit support of up to Rs 3 lakh at 5 percent. As per Drishti IAS, this comes in two tranches, not at once: up to Rs 1 lakh first, repaid over 18 months, and then up to Rs 2 lakh, repaid over 30 months. The government gives interest subvention capped at 8 percent and pays credit guarantee fees, so you pay the concessional 5 percent. Claims that the scheme gives Rs 3 lakh in one go are not correct according to these sources.
How to register for PM Vishwakarma Yojana
According to the Goa MSME page, registration is done through a Common Service Centre (CSC):
- Visit your nearest CSC.
- Carry Aadhaar, the mobile number linked to Aadhaar, bank details, ration card (or Aadhaar of family members), proof of your trade, and a photo.
- The CSC operator registers you with Aadhaar e-KYC and biometric authentication and submits the online application.
- Keep the acknowledgement or reference number. Use it to track your application.
The official portal has a How to Register page (linked below). After you apply, your application is verified before you get the certificate; many websites describe a three-stage check (gram panchayat or urban local body, district committee and screening committee), but we could not confirm this from an official source. Menus on the portal change, so if a page looks different, ask the CSC operator.
Is there a last date to apply?
People search for pm vishwakarma yojana online apply 2026 last date. Our sources do not give any closing date. As reported on 16 September 2026, the scheme reached its 30 lakh registration target. Whether new registrations continue, and whether the scheme is extended beyond FY 2027-28, was not confirmed in our research. Ask at your CSC or check the official portal.
Progress so far
As reported by IANS (via Social News XYZ) and GKToday on 16 September 2026, citing an official factsheet: over 24.37 lakh artisans were trained, over 18.16 lakh toolkits given, over 6.19 lakh loans sanctioned worth about Rs 5,316 crore, over 8.11 lakh received digital incentives (over Rs 42 crore), and over 30,000 were onboarded to e-commerce platforms such as GeM and ONDC.
Stay safe
This website is an independent guide. It is not a government website and it does not collect Aadhaar numbers, account numbers, application IDs, OTPs or any other personal data. Please do not send such details to us or to anyone who contacts you claiming to be from a scheme office.
- Never share an OTP, Aadhaar number or bank details with an unknown caller, SMS sender or WhatsApp contact.
- Applying for central schemes is free on the official portals. Only a CSC service charge applies where it is officially allowed.
- Beware of fake websites, fake apps, fake approval letters and agents who promise money or benefits for a fee.
- As reported in news coverage of police warnings, fraudsters have sent fake APK files on WhatsApp promising scheme payments. Do not install apps from links. For cyber fraud, news reports cite the national cyber helpline 1930.
Frequently asked questions
What is PM Vishwakarma Yojana?
It is a central scheme launched on 17 September 2023 for artisans in 18 traditional trades such as carpenter, blacksmith, potter, tailor and barber. It gives a certificate and ID card, paid skill training, a toolkit e-voucher of up to Rs 15,000, collateral-free loans at 5 percent, and digital and marketing support.
How much loan is given under Vishwakarma Yojana?
The loan is collateral-free and comes in two tranches: up to Rs 1 lakh first, repaid over 18 months, then up to Rs 2 lakh, repaid over 30 months, at a concessional 5 percent interest, as per Drishti IAS. The Goa MSME page describes this as credit of up to Rs 3 lakh in total.
How do I apply online for PM Vishwakarma Yojana?
Registration is done at a Common Service Centre. Take Aadhaar, the linked mobile number, bank details, ration card, proof of your trade and a photo. The CSC operator completes Aadhaar e-KYC and biometric verification and submits the online application. Keep the reference number to track your status.
What is the last date for PM Vishwakarma registration?
Our sources do not mention any last date. As reported on 16 September 2026, the scheme reached its target of 30 lakh registrations. Whether new registrations are still open was not confirmed, so ask at your nearest CSC or check the official PM Vishwakarma portal.
Who is not eligible for PM Vishwakarma Yojana?
People in government service and their families, artisans outside the 18 listed trades, anyone under 18, and people who took loans under PMEGP, PM SVANidhi or MUDRA in the past five years, unless MUDRA or PM SVANidhi loans are fully repaid. Only one member per family can register.
How much stipend is paid during Vishwakarma training?
According to the Goa MSME page and news reports, the training stipend is Rs 500 per day for both basic training of 5 to 7 days and advanced training of 15 days or more. The Goa page also mentions a Rs 1,000 transport allowance, which we could only find on that page.
Sources: Lok Sabha Unstarred Q 3032, 21 December 2023 · Goa MSME scheme page · Drishti IAS scheme summary · GKToday, 16 September 2026 · IANS via Social News XYZ, 16 September 2026. Checked 14 October 2026. Rules change: always confirm on the official portal.